Stakeholder pensions are pensions that meet certain standards for low charges.  All charges for the pension may not exceed 1.5% per annum of the value of the pension fund.  All stakeholder pensions have a minimum premium no higher than £25 per month.  Stakeholder pensions may be arranged without financial advice.

 

My-Financial-Adviser is independent, which means that we can arrange stakeholder pensions with a wide range of pension providers.  There is no charge for this service.

 

The following are useful points to consider when setting up your stakeholder pension

 

• When do you plan to retire?  (For most occupations, this must between age 55 and 75)
• How much pension income do you need when you retire?
• How much tax-free cash would you like when you retire?
• How much can you afford to pay?  (You can change this at anytime without any penalty or detriment)
• How much experience and understanding do you have of long-term investment (Don't worry, we can help you with this.  If you prefer, simple cash-deposit pension investments are available)
• How much risk are you prepared to take?  (There are no-risk options if you prefer).

 

 

If you would like assistance with a stakeholder pension, Contact Us or use the Enquiry Form.  

 

 

 

 

 

"The most popular labor-saving device is still money." - Phyllis George